Tag Archives: Medicare

Speaking in Public

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An amalgamation of skills acquired across a lifetime continues to intrigue and also puzzle me. My skill set offers surprises, too. Where did it come from? Were there models in my life that I emulated that led me to them?

Public speaking is a primary one. My evolution as a speaker was a gradual one. I never envisioned when I was in my late teens or early 20s that I’d become someone who would eventually speak before a myriad of groups, and deliver a host of disparate topics, mainly after the age of 40.

When I was a player attending classes mainly to maintain my spot on the Maine Black Bears fall baseball roster and so I could pitch for John Winkin, I enrolled in Public Speaking 101. The class of primarily freshman and sophomores—most of whom dreaded getting up to speak—offered me that first taste of the thrill that I’ve always experienced standing before a group, and the sense of power inherent in being able to do that. While most people equate speaking in public with fear, cold sweats, and ostracism, I was learning back in 1980 that this skill was a valuable one to have in your back pocket.

At 18, I wasn’t committed to my craft. I simply chose a topic and basically got up and riffed on a few things I knew, threw in a joke or two, and thought I was something special. I wasn’t. What allowed me to pull this off back then was some belief I managed to summon from somewhere. I believed I could do it. Continue reading →

Medicare (for all)

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We are slightly more than two weeks ‘til the midterms. Will the Democrats gain the House (and Senate), or will the Kavanaugh nomination drive Republicans to the polls in higher than usual numbers? Then, there are the myriad of issues sliding past the lips of candidates. One of them I’ve heard and care about is the term “Medicare for all.”

Despite continued opposition from almost every candidate on the right, Democrats recognize that voters do favor something more radical than President Obama’s plan for health insurance. While “Obamacare” is far from the ideal, all “the party of no” can come up with is continued cuts to Medicaid and even the specter that they’ll at some point gut Medicare.

If you look at polling, the landscape clearly shows that more than half of the country (and 70 percent of those polled who vote Democrat) want some form of single-payer healthcare, which is what Medicare is. More than half of America’s doctors also favor it. So why won’t our elected leaders do something about it?

I’ve written about passing my insurance exam and being licensed as a life/health agent in Maine. Last fall, I passed my CMS certification to sell Medicare. My first year representing Medicare Advantage plans found my sales to be minimal. But I was happy that I got to make this step forward as an agent. What I learned is that most people age 65 (or heading there fast) know little or nothing about Medicare. Worse, they don’t know how to maximize their healthcare benefit options. Continue reading →

Better Days

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During the summer of 2017, and even at times, this past summer, recovery from grief and loss seemed improbable. Losing a son like Mark assured me my spot in line, stuck in a position and place I never asked to be in.

Life is now pockmarked by sad anniversaries. These will be forever oriented around an event that turned lives upside-down: the last time we saw Mark; the start of his final walk; his birthday, Christmas, his death…and on and on the calendar turns.

When I returned from my Father’s Day road trip in late June, and with July’s swelter, once more I was moored in sadness and hopelessness. The odds that things might dramatically improve were not any that a successful gambler would take.

We’re fortunate to have an exceptional grief counselor. At an appointment prior to summer, in May, she reframed how I was feeling as “moving through grief.” Her suggestion and semantic reorientation from “moving beyond grief” worked for me.

I’m not dismissing that my physical malady and SI joint issue contributed to the darkness I experienced most days. Sitting at home with nothing to do and with no prospects of anyone intervening dropped a veil of interminability over July.

My walking partner and friend, Paul, was also experiencing back issues. Both of us had dusted-off our tennis games during the summer and fall of 2017. This tennis season, neither of us was capable of swinging a racket, or chasing balls on the baseline—we were simply struggling to remain upright.

August forced me to dig into my Medicare certification requirements. I wasn’t eager for this three to four-week period of completing modules in order to pass the federally-mandated certification exam that allows agents little wiggle room. You basically have to know your stuff if you want to sell this type of health insurance. On top of these strict federal mandates, each plan imposes additional requirements before being deemed “ready to sell.” The good news for me this year is that I’m contracted with three plans, instead of last year’s solitary option.

Tutoring at the private school nearby may have saved me in 2017. No matter how dark and difficult things felt, I knew I had to gather my wits about me late every afternoon in preparation for the student I was assigned to work with.

Driving onto the stately grounds of the school replete with a 19th century mansion always managed to enhance my mood and remind me that it was time for me to “perform” for two hours. And that’s what I did beginning in September through early December when the students left for Christmas break.

Teaching and tutoring are noble endeavors.

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